Washington D.C., USA — Claims that the Internal Revenue Service (IRS) will send a $1,390 direct deposit relief payment in February 2026 have been spreading widely online. Many Americans looking for financial support amid rising costs are curious if this payment is real and what it means for taxpayers. However, as of early 2026, no official IRS announcement or federal legislation confirming such a payment has been issued.
Is the $1,390 Payment Official?
Despite headlines circulating on blogs and social media, the U.S. federal government and IRS have not confirmed any new $1,390 relief payment for 2026. Rumors about the payment are based on informal proposals and speculation — not on formal IRS press releases or congressional approval.
Federal tax authorities must follow a strict legal process before making payments, including:
- Passage of legislation by Congress
- Budget authorization from the Treasury
- Official guidelines published on the IRS website
Because none of these have been completed for the $1,390 payment, it should be treated as unverified.
Why the Buzz About a Relief Payment?
The idea of a direct deposit relief amount like $1,390 originates from general discussions about economic support measures — such as proposed dividend payments from tariff revenue or other fiscal ideas floating in political talk. But none of these concepts have the force of law or an IRS directive behind them.
No Official Payment Date or Schedule
There is no confirmed payment date for a $1,390 relief deposit in February 2026 because:
- Congress has not passed legislation authorizing the payment
- The IRS has not issued any official schedules, eligibility rules, or deposit timelines
Taxpayers should not expect automatic deposits just because the date February 2026 appears in online rumors.
What Taxpayers Should Focus On Instead
While the $1,390 relief payment remains unverified, Americans should keep the following in mind:
1. IRS Refunds and Credits:
Standard tax refund payments, including refundable credits (e.g., Earned Income Tax Credit), may still lead to deposits into bank accounts — but those are not special relief checks.
2. Official IRS Tools:
Use official IRS portals like “Where’s My Refund?” or “Get My Payment” to track refunds and any authorized tax credits.
3. Stay Alert to Scams:
The IRS has warned taxpayers about scams using fake payment claims to steal personal information. Always verify with irs.gov before trusting messages about stimulus or relief payments.
Bottom Line
At this time:
- The $1,390 direct deposit relief payment for February 2026 is not official.
- No federal payment schedule has been released by the IRS.
- Anyone claiming guaranteed deposits should be treated with caution.
Taxpayers seeking legitimate support should rely on official IRS announcements, their tax preparer, or trusted news outlets for confirmed updates.
Disclaimer: This article is based on available public information from early 2026. Official IRS updates and government actions may change — always verify with government sources before making financial or tax decisions.